Buyers Guide

What is an FHA loan? An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA. Popular with first-time homebuyers, FHA home loans require lower minimum credit scores and down payments than many conventional loans. You can qualify for an FHA loan with a credit score

Useful Check list When Moving Into Your New Home Moving can be a very stressful event, but there are ways to make it less painful. One of those is to have the right moving checklist, so you don’t forget to do something important and so you can make sure that

Planning For An Investment Property If you have decided that buying a rental property will help you improve your financial future, then you have already considered the pros and cons of becoming a landlord. But are you adequately prepared to purchase your first investment property? Do you know what to

How To Choose The Neighborhood When Buying a Home Location is everything when you’re searching for a home. Finding your dream neighborhood may seem like the easiest part, but once you factor in budget, non-negotiable home features, and proximity to the things you can’t live without, it may be less

Today is probably the best time to buy a home in a lifetime, but there is a problem. You may be experiencing the frustration of talking to banks today, it seems like the lending standards and credit scores required to qualify change every day. Home prices are more affordable than

Real Estate Investing Advantages  Investing in real estate is as advantageous and as attractive as investing in the stock market. I would say it has three times more prospects of making money than any other business. But, But, But… since, it is equally guided by the market forces; you cannot

Getting a Mortgage For Your Home Purchase There are a number of steps to the loan process. The more you know about it, the more you’ll understand everything that is required. Then you can be prepared, so the process goes as smoothly as possible. Knowledge is power, and can help

Hot Markets Are Difficult To Get Offer Accepted In a sellers’ market, its best for buyers to be educated about the specific area they would like to purchase. In a sellers’ market, sellers usually like to view as much offers as possible to maximize their profits thus creating a bidding

Purchasing a Foreclosure Property Foreclosure properties sometimes look appealing. There are certain things you need to look for before you purchase one.  Here is a few tips and guide for better understanding how Foreclosures work   In order to make an offer on a Bank Owned Property, you must have

“Shop around for the best mortgage deal.” You may have heard this statement, before, but the best deal for one borrower could be a poor deal for another. The key is to become a better borrower. Is it possible to influence the type of deal you get? Yes, especially if

Guide To Taking Home Title With Someone Else Taking tile with someone else is something not many new buyers think about. However, there are many factors to consider as things always change and later down the line can get very difficult or there are additional steps needed.   Question: My

1 Home Inspection REALTOR® Tip: Your inspector isn’t required to be an expert in everything. If you suspect termites, asbestos, and foundational issues, for instance, you’ll need to hire a specialist. A home inspection helps protect you from purchasing a home that could be a lemon. So you don’t want

Documents You Need for Mortgage Pre-Approval Whether you’re self-employed or applying for an FHA or USDA loan, here’s the pre-approval paperwork you need. If you’re serious about buying a home, getting pre-approved for a mortgage is a critical step. It’s also a tedious one. Lenders seem to want a mountain